HalalPay
Halal digital wallet, BNPL, and embedded payments
Try the fintech dashboard →Capabilities
Digital Wallet
Send, receive, and manage money with a Shariah-compliant mobile wallet.
Halal BNPL
Buy now, pay later — fee-based installments without riba.
Instant Payments
SEPA Instant under 10 seconds, ISO 20022 native, fully halal.
Embedded SDK
Drop a payment widget into any site or app with a few lines of code.
Multi-Currency FX
Spot FX with no riba — backed by physical settlement, not derivatives.
Loyalty & Rewards
Halal rewards programs powered by tenant-scoped event envelopes.
How this demo works
Every action you take in this demo hits the real Islamic Open Finance™ API at api.islamicopenfinance.com in tenant demo-fintech. There is no mock data and no hardcoded responses — all values flow through the same rails, policies, and ledger that production tenants use.
Each demo mode shows a different set of rails, but they all share the same compliance envelope: AAOIFI Shariah Standards, IFSB prudential standards, SOC 2 Type II, GDPR, PSD2, ISO 27001, and ISO 20022.